SFFCU Explained They don’t Statement Loans Into the Borrowing from the bank Bureau Whenever i Got The brand new Loans
Credit scoring, borrowing repair services, or any other personal consumer account: Credit reporting
Didn’t found characteristics that have been advertisedComplaint: Last night, I set an issue at XXXX XX/XX/2019 Grievance # XXXX regarding 2 Unsecured loans that have been inaccurately said as Useful Ripoff if you ask me. Now, We gotten a contact from XXXX XXXX, Secretary Manager during the Member Contact Cardiovascular system fax # XXXX SFFCU. The guy answered because of the claiming I will label to deal with my items. The guy lay my payday loans Hayward Examining And you will Discounts Bank account Matter In the Bold Numbers About Email address. My cell phone was recently hacked. It produces Identity theft and that’s over the top.Why Did The guy Do that? And what happened in my own complaint amount a lot more than lead to fucking upwards my credit0 do to their Useful Scam to your Overdraft financing 80 together with Consumer loan 81. I now are unable to buy a car or truck Today. XXXX XXXX try greedy and needs to get discharged . knowledge their Employees to-do Constructive Ripoff using my ages so you’re able to make money towards the financial and work out search XXXX to do Positive Ripoff. Delivering My Family savings Matter Over the internet I can Report Your Into the Police. He or she is A foolish MANpany Effect: Organization have responded to the consumer together with CFPB and you may decides never to provide a general public response Signed that have factor
Pay day loan, name financing, or personal bank loan: Credit line
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
